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My portfolio is falling and US dollar is raising. My wealth in Canadian dollars is almost the same. This makes me happy in rather depressing times :)

EB, You should always diversify. Most people want to get above market returns so that they can retire early. Trying to get above market return leads to less diversification and higher disappointments when the sector in which you are heavily invested falls. Last thing you should do is...

Investment is not really that complicated. Here is what I do. I am 40 years old. 1. You have to decide how much you want to allocate in stocks, bonds and precious metals. My allocation was: 40% stocks (Index funds only) 10% non-US stocks (indexed non-US funds) 10% real estate 30%...

Reasonable analysis. One factor that was ignored in the analysis is that hourly cost of seeing an SP is not entirely dependent on supply and demand. Most agency girls will only get 50-60% of hourly rate and remaining 40-50% is taken by the agency. With increasing inflation, agency costs will...

Since US economy is going down, there will be less demand for oil. This will bring the cost of oil down now and in the future, which in turn increase the value of US dollar with respect to Canadian dollar.

Do this bill really apply to Hobbiest? My reading is that this bill is supposed to prosecute cases of human trafficing. That is if you get someone from Thiland to Canada and have sex with her in Canada then it is illegal. The bill is against sex slavery. I am not sure how a person is...

Thanks for all the replies. I have not tried the bus and may just try it this time. Does the bus has only one stop in Montreal or can I ask the driver to stop at the hotel. Also, how does the pickup work? Do I need have to go to Berri-UQAM area? What are the cross street names for...

It has been almost a year since I had visited Montreal. I need following information on a visit to this great city next week. 1. What is the cab fare from Airport to downtown? Is it still $40 or has it changed? 2. I am staying in hotel du fort. Any general suggestions on this hotel will...

I don't agree with the mathematical results. There are a few problems with the analyses. A few problems are related to the assumptions (e.g., 2000 working girls which may include street walkers, and 10,000 visitors that may all call the agencies). I cannot get into details of mathematical...

I would never try sugar daddy type arrangement. I think it is hit-or-miss type of arrangement. It is glorified internet based dating with all of the typical dating problems.

I don't think there is anything on the board guidelines that say "All posts must be in English." So I think you are going by wrong assumption.

The least you can do is tell us the name of the agency. This way we all know who does this and avoid getting trapped.

Don't know. When this cab driver asked me for $65, I paid. I knew that it was too much, but I was in no mood for arguing. Besides I did not know what to say? When I returned and my cab fair was $40, I knew for sure that I was screwed.

I was in Montreal last week and I was surprised to see that most of the passangers in the airplane were either Canadians or Japanese. My experience on two flights (US to Canada and back) is limited, but it was unlike anything that I have noticed in past. In the past, most travellers were from...

For most client this should not be a issue. Since clients pay for the session they have less money after the session is over. Friends and family almost never ask why you have less money? It is only when you have money they wanna know the secret. The only time a client has some explaining to...

I am not surprised with the survey. I belong to 22% category. I think this whole affirmative action equal rights thing has translated into wage negotiations based on race/sex thing. This thing can only go on so long before-- due to loss of productivity-- a country's economy goes into downward...

I don't like Best Western Ville Marie and Sheraton because the walls are thin and when a SP leaves, I think people next to your room know about it. I have gotton funny looks from the people that I don't know. I like Delta Montreal and Ritz-Carlton for low rider beds. These hotels provide...

What is Parc? Is this a street name?

Equally Dumb answer Here is a dumb answer: SP: Thank god daddy its you. I just wanted some money and now that I have finally found you, can you give me the money? Dad: Yes, dear. I accidently pressed a number thinking that I was calling your mother, but it must have been your cell...

It is simple, economist call it convexity of preferences. Here is one somewhat scientic explanation. Say you are person A who wants to have sex. You are given two choices for which you are indifferent. One choice is your wife and another is one selection from a set of SPs that you consider...