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You are absolutely right, the Honorable EB:thumb: Chase is the worst; they will stick it to their own customers as often as they can. BofA is struggling still, cutting staff left and right and other expenses, so it will impose fees that no one has even heard off -- you took a leak this morning...

This is true. I got burned by BofA; and plus BofA now imposes fees on everything under the Sun!

Dude you're still up like me. If you have a Chase Private Client account, you can withdraw five (5) different times at any ATM's and Chase will cover all your costs and will not charge you any currency exchange fees. BofA offers the best exchange rates so I exchanged my curries before I...

When I was here in 2007, right before the Great Recession, I went butt wild and used BMO ATM's and got fair exchange rates. Then banks were literally giving money away to folks with purportedly high credit ratings. So, I maxed out all of my credit cards by taking advanced cash from ATM's...

Don't SP's gladly accept US$ these days.:lol:

If you contact your US bank, they can increase the daily limit you can withdraw from ATM's in Montreal. Depending upon your bank and the type of account you have, you may or many not have to pay any exchange rate commission and ATM charges.

I love that complex and the Hyatt is great for that very reason. The best thing I do, as a guest, is to tip the housekeeping staff well so I can ask for lots of towels and toiletries. And if you are scared, save your money and listen to your guts about this particular one. But if she's...

I wounder if the Panthers can achieve a perfect or near perfect season and lose the SB, like New England did. I'm hoping Payton Manning can win another SB but it looks doubtful at this point. Cardinals may actually make it to the SB and play against the Patriots. :D Maybe Canada and the...

Don't try to be penny wise and pound foolish. In the States, you also worry about being robbed by the supposed SP. There are frequent news reports about dudes getting robbed by purported SP's at meeting sites, where the SP and her (usually) male friends, gang rob the unsuspecting Hobbyist...

I take mass transit, in the US, because technically cops can seize your car and anything in your person, and the defendant can be made to forfeit everything seized during (leaving after the deed is still a continuation of the illegal acts) the arrest, if convicted. Go to upscale hotels in...

1. Montreal Sex City (I love debutantes, whose photos are fairly accurate, and Ms. Jessy & Luc have introduced me to the most debutantes in the past decade I've been sneaking in and out of Montreal's Hobbyland, but especially in the year 2015) 2. XXXtase (more lovely ladies; established and...

Skype might be making lots of money for Microsoft and helping to support its failed mobile business :lol: I joined SA for a month -- after hearing a half hour special about these sites on NPR, of all places. Many of the ladies are simply looking for Sugar Dudes or Johns! Since I ain't rich or...

You're right. I've unlocked my iPhones after fulfilling the 2 year contracts and gave them to my grade school nephews and nieces. Great idea. I'll use one of the older clam phones I still have next time and go to Rogers to get cellular minutes. Oh, I bought $10 credit on Skype for audio...

I spoke with Joe at XXXtase. I almost missed seeing Lea, because when Joe called to tell me she was in the lobby, I was in the shower. Yes, thank you very much to Joe.

In the US, the carriers make it impossible to unlock the "smartphones" even after you've already paid for the device in full. The wireless carriers in the US are vicious. I may get prepaid smartphone later. Even the hotel operator told me to go get a calling card: $2 for each local call and...

Thanks for the tip Hungry. I too am lazy about using calling cards -- I tried them in Europe and didn't like using them. Sype calling is great. PM worked for me this am with one of the best agencies in Montreal -- Joe at XXXtease; Steve there was my main contact during my visit in August 2015.

After getting stung with a hefty telephone bill (nearly C$200) at Sofitel hotel where I stayed on my last visit to Montreal in August, I'm happy to see that Skype calling seems to become another mainstream alternative to booking in Montreal's Hobbyland. I rather my money goes to the deserving...

Thank you Fred. Montreal's Hobbyland will continue to be one of the happiest places on Earth thanks to Merb! :thumb:

I humbly nominate Nikita of Montreal Sex City. I think Elianne of XXXtase might have started in the biz in 2015; if so, I nominate her.

Justified on FX; Law & Order: Criminal Intent on NBC; Strike Back by BBC & Cinamax; Southland.